Do health insurance companies pay for mental health services?
Some health insurance companies do provide payment for various mental health services. How much they pay and what constitutes a covered even varies from one insurance company https://www.youtube.com/channel/UCS7e4eGk3pPCNLM7GlAgYmA to the next, however. Generally, policies that cover employees for large organizations are more likely to cover outpatient mental health treatment, counseling and addiction interventions than health insurance policies purchased as a free agent.
Additionally, health insurance companies https://plus.google.com/+RutlandMentalHealthDanielQuinn/ may limit the amount of mental health coverage to only the covered employee and not his or her dependents. It is very important that people understand what type of mental health treatments their health insurance covers in order to avoid spending more than they can afford. However, if mental health patients cannot afford their treatment, there are often programs that will help defray these costs. Local government agencies, hospitals and doctors' offices can often provide patients with information about these programs, while the health insurance provider should be able to answer coverage questions.
Additionally, health insurance companies https://plus.google.com/+RutlandMentalHealthDanielQuinn/ may limit the amount of mental health coverage to only the covered employee and not his or her dependents. It is very important that people understand what type of mental health treatments their health insurance covers in order to avoid spending more than they can afford. However, if mental health patients cannot afford their treatment, there are often programs that will help defray these costs. Local government agencies, hospitals and doctors' offices can often provide patients with information about these programs, while the health insurance provider should be able to answer coverage questions.